However, Apple Pay will NOT SAVE bank card numbers and it will not save on Apple servers. At the first step, you still have to enter your credit card information into the Passbook application. Even US federal law requires stores to switch to using chip-assisted payment machines from now until 2016, and often chip machines are built-in NFC.Īpple Pay is highly appreciated for its security. Even in September, some stores disabled the NFC reader to make customers switch to using another payment system developed by themselves called CurrentC.īut things will change in the coming time because switching to NFC payment machines is an inevitable trend.

The downside to Samsung Pay is that Apple Pay does not support sending information to payment machines using only magnetic cards.Īnd because only using NFC, Apple Pay has the same limitations as Android Pay because the speed of switching to using NFC payment machines of retailers is generally slow. The way Apple Pay works is similar to Samsung Pay, which is that you can use your phone in combination with a fingerprint sensor and connect NFC for transactions. According to Apple's announcement, more than 200,000 stores in the US accept Apple Pay and the company is still actively working to increase this number. I have added PayPal and Google Wallet for comparison.Īpple Pay is a payment service developed by Apple and it has been deployed since the end of last year, while Samsung Pay or Android Pay has not been used in the market yet. Let's see how they work, how different they are and what devices and services are compatible with them.īefore reading the article, please look at the following table to get a general idea. In this article, I introduce to you three solutions that are currently concerned: Android Pay, Samsung Pay, Apple Pay. Currently there are many payment solutions that are appearing on the market provided by many different companies, from small startups to big names like Samsung, Google, and Apple.

Samsung pay v apple pay